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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Waddington

Gold Independent Financial Advisers

28 The Forum, North Hykeham, Lincoln LN6 8HW, UK – 01522 501000

Carrmichaels Ltd

Lower High St, Waddington, Lincoln LN5 9QA, UK – 01522 723157

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Waddington.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.

Read current articles in MoneyWeek magazine.
Lloyds Bank

29-30 Newark Rd, North Hykeham, Lincoln LN6 8HW, UK – 0345 300 0000

Made a careless error signing up for something I didn't want and only realised when I got my bank statement. Went into the Forum branch , my local, and they made a couple of calls and it was all cancelled without any loss of cash from my account. Most helpful and pleasant without making me feel stupid ! Can't rate this busy branch enough.

Ok

Barclays Bank

Newark Rd, North Hykeham, Lincoln LN6 8JY, UK – 0345 734 5345

Inside asda always helpful

Banks

Lloyds Bank

29-30 Newark Rd, North Hykeham, Lincoln LN6 8HW, UK – 0345 300 0000

Made a careless error signing up for something I didn't want and only realised when I got my bank statement. Went into the Forum branch , my local, and they made a couple of calls and it was all cancelled without any loss of cash from my account. Most helpful and pleasant without making me feel stupid ! Can't rate this busy branch enough.

Ok

Barclays Bank

Newark Rd, North Hykeham, Lincoln LN6 8JY, UK – 0345 734 5345

Inside asda always helpful

Building Societies

Nottingham Building Society

23 The Forum, North Hykeham, Lincoln LN6 8HW, UK – 01522 686696

Hello i am miguel. I'm from mexico and i was on vacations and i walked just right outside the building and it's very nice it has an excellent view i recommend to any body to visit this city and its building.That's all for now.Thank you very much. England.

Mortgage Brokers

Andy Wilson Financial Services Ltd

2 Claudius Rd, North Hykeham, Lincoln LN6 9PH, UK – 01522 590015

Please I found your name on a financial investment company called (BitCo Network) With a co-owner Jenifer Winget on there website. Please can you clarify with me this company is legit and you are aware of it. I wait to read from you. Regards,

From the start Andy listened to my situation and requirements and was able to provide answers to the many questions and worries I had from the start. He provided an extremely professional service throughout and was always all to happy to answer any questions via telephone or email (of which I had many!). A genuinely approachable, professional and knowledgeable person - if you are looking for mortgage advise, I honestly cannot recommended him enough. If you are unsure of who to use but want all of the above, look no further.

Fenwold Financial Services

19 Hutson Dr, North Hykeham, Lincoln LN6 8EB, UK – 01522 688827

Nicola offers a fantastic personal service and I would highly recommend her to my family and friends

Solution Finance Ltd

Florence House, Lower High St, Waddington, Lincoln LN5 9QA, UK – 01522 722292

Mortgage Brokers - Key Questions

How much do mortgage brokers charge?
Typically, a broker will actually be paid around 0.35% of the mortgage loan as commission from your the lender. So, for every £100,000 borrowed, they would receive £700 in commission - if they are on commission. Many will therefore not charge for their advise if they are. However they maybe tied to specific companies and so may not be able to offer the best deal. Start with your bank. They will know you personally and financially - hopefully! They will tell you about their mortgages and you can use them as a base line to compare products found by mortgage brokers around Waddington.

Is it better to get mortgage from bank or broker?
This question will be answered by this initial mortgage research. You may hit it lucky and find that your bank can give you the best deal - but do check with a mortgage broker first.  

How do I find a good mortgage broker?
Don't write off the financial comparison websites. Moneysupermarket is full of good advise on how to find mortgage brokers and may even be able to point you around RAF Waddington that they particularly recommend - although will be on commission themselves! Click the link below to go the the right part of Moneysupermarket.

Are mortgage brokers worth it?
Probably yes and we are not on commission! You are free to the these ones a ring - it could really worth it.

Mortgages

Steve & Dannii's House

62 Severus Cres, North Hykeham, Lincoln LN6 9YH, UK

ATM

257 Newark Rd, North Hykeham, Lincoln LN6 8QE, UK

Andy Wilson Financial Services Ltd

2 Claudius Rd, North Hykeham, Lincoln LN6 9PH, UK – 01522 590015

Please I found your name on a financial investment company called (BitCo Network) With a co-owner Jenifer Winget on there website. Please can you clarify with me this company is legit and you are aware of it. I wait to read from you. Regards,

From the start Andy listened to my situation and requirements and was able to provide answers to the many questions and worries I had from the start. He provided an extremely professional service throughout and was always all to happy to answer any questions via telephone or email (of which I had many!). A genuinely approachable, professional and knowledgeable person - if you are looking for mortgage advise, I honestly cannot recommended him enough. If you are unsure of who to use but want all of the above, look no further.